That is almost the 5 twice.8 % reported by pharmacy benefit managers . For plans that product Medicare, health insurers reported a projected increase of 6.4 % excluding prescription drug coverage, up from 5.8 % in the last survey. This lower craze reflects the influence of federal settings on Medicare costs and the lower boosts expected in Medicare deductibles and copays. The survey also reported trend elements for dental and vision plans. Health insurers use development factors to calculate high quality rates, and huge self-funded employers use these trend elements to budget their health care costs. Generally, trend factors give price raises that may result from such variables as inflation, utilization of services, technology, adjustments in the mix of providers, and mandated benefits.. Continue reading
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